Disclaimer
Last updated: January 2026
General Information Only
All tools, calculators, and content published on BSM Sites (bsmsites.com) are provided for general informational and educational purposes only. The results generated by our calculators are estimates based on the values and assumptions you enter, and are intended to give you a general idea — not a precise or guaranteed outcome.
Nothing on this website should be interpreted as financial, legal, medical, tax, or professional advice of any kind. BSM Sites does not provide professional advisory services.
Financial Calculators
Our financial calculators — including mortgage calculators, loan calculators, compound interest calculators, and retirement calculators — produce estimated results for general planning purposes only. Actual loan payments, interest rates, tax amounts, insurance premiums, and financial outcomes will vary based on your specific circumstances, lender terms, location, credit profile, and other factors.
Before making any financial decision — including taking out a mortgage, applying for a loan, or planning for retirement — please consult a qualified financial advisor, mortgage broker, or licensed professional in your country.
Health Calculators
Our health-related tools such as the BMI Calculator are for general reference only. BMI and similar metrics are broad indicators and do not account for individual health conditions, muscle mass, age-related factors, or medical history. Results from our health tools should not be used as a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified healthcare provider for medical guidance.
Education Calculators
Our GPA and education calculators use standard calculation methods as a guide. Grading systems, scale weights, and GPA calculations vary between institutions and countries. Always verify your results with your academic institution.
Accuracy of Information
While we make every effort to ensure the accuracy of our calculator tools and the information provided on this website, we make no warranty or guarantee — express or implied — regarding the completeness, accuracy, reliability, or suitability of any information or results for any particular purpose. Any reliance you place on such information is strictly at your own risk.
External Links
BSM Sites may contain links to external websites for reference purposes. We do not endorse or take responsibility for the content, accuracy, or practices of any third-party websites linked from our site.
Limitation of Liability
BSM Sites and its owner(s) shall not be held liable for any loss, damage, or adverse outcome — financial, health-related, or otherwise — arising from the use of any calculator, tool, or information on this website.
Contact
If you have questions about this disclaimer, please contact us.